No, 9/30 was the last day before OCPA became the default option on 10/1. 09299 $0. Replace “work” with surveys and “startup” with membership fees and you have an old scam with a new facade. The OCPA's mission is to "foster productive dialogue on significant public policy issues and challenge Oklahomans to ask hard. The BMO Smart Advantage checking account has no monthly fees. 740 cents per kWh above Basic Choice. ) Call (866) 262-7693 and select “4” to opt-out. 031 = $17. 5. Research has shown time and time again that the free market is the single greatest. Claim your free samples and see if you qualify. The OCPA defines a consumer transaction as “the advertising, offering for sale or purchase, sale, purchase, or distribution of any services or any property, tangible or intangible, real, personal, or mixed, or any other article, commodity, or thing of value wherever located, for purposes that are personal, household, or business oriented. Who do you want to deal with? The one you know (SCE) or the one you don’t know (OCPA). Background information here. Visit the National CASA/GAL Association for Children website for more information . I know what a serious allegation that is and normally would not throw something out there like that without evidence but I believe that we really should start the conversation about the very real. It provides a platform for individuals to share their opinions on products. 07670 $0. Use this service to check the online reputation of a website, check if a website. Once you have this information, you can use Google Maps to check if it matches the description. S. Jobs2careers is the best in terms of job connections. ” 13 We would like to show you a description here but the site won’t allow us. American Consumer Opinion (ACOP) is a legitimate survey platform that offers users the opportunity to participate in various market research surveys. For additional information visit: ocpaweb. Share sensitive information only on official, secure websites. December 9, 2021. The Orange County Grand Jury (OCGJ) released a report on the Orange County Power Authority (OCPA) last month. StackCommerce deals with legit sellers, so I wouldn't worry about it. ago. Check if Ocpa. Welcome to my American Consumer Panels Scam Review! If you are looking for an honest, unbiased and a brutally honest review, you have come to the right place. FAKE NEWS. They do not own the source of power (generation) or the means of distribution (lines). Any NEM credits received from OCPA cannot be used to offset SCE charges, and NEM. Second, the Virginia non-resident permit is relatively widely honored. Click Here To Apply for Homestead and Other Exemptions Online. 18, 2017 email reporting to the OCPA board of trustees Richison’s intentions for OCPA, Parman revealed he was soon contacted by Richison after OCPA’s public stance on limiting tax increases. As Community Choice Aggregators (CCA), cities and counties may buy or generate electricity for residents and businesses within their communities. One recent OCPA controversy was its involvement in a dispute regarding the misuse of funds for educational purposes. SiteJabber holds the opinions of 3,348 customers and an overall score of 4. Citizens Bank offers three savings accounts. A place to talk about making an income online. That’s what was, and still is, being sold to the public. Eighteen years later, in 2020, Irvine hired a consultancy agency to form the OCPA and lent the community choice energy agency $2. The board members of the group were. So far, $7. OCPA has been subject to several audits, and each of the remaining cities also has considered withdrawing at some point. See what employees say it's like to work at OCPA. OCPA 1. Call the timeshare developer. Sarah has over 30 years of advisory experience and has targeted expertise within the IT security and compliance field. Service and mailing address. Their main complaint was they did not get projects as promised. Subject: Questions About CCPA Data Access Process for freeradical. Published December 17, 2019. $400. The average annual pay for all product testers in the US is $45,972 [ 1 ]. Fullerton’s CCA, the Orange County Power Authority (OCPA), got off to a rocky start after being founded in November 2020; joining in partnership with Irvine (which did the original legwork and provided beginning funding) were the cities of Fullerton, Huntington Beach, Buena Park, and Lake Forest. To Whom It May Concern: My name is Victor Coutand, and I am a resident of Nice, France. Especially if the long term investment will hopefully lead to lower rates as the renewable sources are developed better. You don't have to buy products or pay for shipping, and everything is paid for by our company. On top of all that, shoppers can earn a $10 store credit when they leave a review of their first purchase. Citing recent leadership and transparency concerns about the Orange County Power Authority (OCPA), City Council voted unanimously on July 5 to support an independent audit of the agency by the city of Irvine, as well as to draft a letter requesting answers to the issues raised by a recent OC Grand Jury Report. ” He recommends that OU also adopt the University of Chicago’s Kalven Report, “which recognizes that a university should. Enter your zip code followed by the pound sign (#). OCPA’s charge is not a duplicate charge or extra fee. If you are not sure about your specific electric rate, this information can be found on the detailed page ofAmerican Consumer Panels® is a consulting firm that specializes in product testing and product development work. They are a broker of power. Later, it. Laura Kozak, MA, senior associate vice president, OCPA, said, “The Clery Report is an important project because it helps UMB promote a safe and secure campus for our students, faculty, staff, and visitors. Enter your 12-digit SCE customer number followed by the pound sign (#). How does OCPA operate, and how will be it administered? At build out in 2023, OCPA is expected to have sufficient employees and energy contractors who will provide the expertise to successfully operate OCPA, purchase power, and follow all regulations per Assembly Bill 117. The case against OCPA appears to be straight forward. Check ocpa. For questions about Active Duty Exceptions to Policy, contact the APAC Policy & Doctrine team at usarmy. Scam And Spam. 10205 $0. OCPA’s Board is comprised of your local elected officials who work closely with an advisory committee of residents from your neighborhoods. JustRemote. And the hours and pay seem too good to be true. The Latest from the Embattled OCPA scam. Low customer satisfaction. SCE is made up of greedy morons but they have experience with. OCPA’s 100% Renewable and Smart Choice (69% renewable) option reveals an absence of understanding of electricity’s physics and of California’s power grid, evidenced by the agency’s. In the interest of public health and all attendees' safety, the OCPA Board has decided to postpone our Annual Conference until February 24th and 25th. The report was compiled “from late September to mid-November,” and paints a grim picture on the agency’s operations after reviewing agency records and 25 interviews with “OCPA staff, Board. See BBB rating, reviews, complaints, & more. For 2023, OCPA’s Basic Choice rates will be 2% lower compared to the SCE generation portion of the bill. Residential Assessment. If you own and occupy property as your primary residence as of January 1, 2024, you may qualify for an exemption. Click Here To Apply for Homestead and Other Exemptions Online. “Continued attempts to make it look like OCPA is not being transparent because we follow the law are disingenuous at best. The legislators have received multiple complaints since OCPA started operating, according to Umberg. Business plan includes tax advice and annual business evaluation. OCPA rates are current as of April 1, 2022. org is legit and reliable. The provisions of OCPA do not restrict a controller or a. MASA Assist consumer reviews, complaints, customer service. SiteJabber (9,912 reviews of Rotita) – 3. We collect and use this data primarily to administer and manage your electric. 10595Community Choice Energy. It primarily focuses on safeguarding consumer data privacy and excludes employment data from its scope of coverage. Riverside failed because people stopped paying their bills during COVID and the Governor prohibited the utilities from cutting people off. Apply to Program Manager, Records Coordinator, Public Affairs Specialist and more!The OCPA energy rates have not yet been made public, but my understanding is OCPA customers will not be subject to any of the shenanigans going on with CPUC/NEM 3. All Irvine residents will be automatically switched over from Southern California Edison. If you would like to ask us a question not covered in the above resources, please call our Public Inquiry Line at (703) 697-9603. High opt-outs, 'conspiracy theorists' Experiences like Freeman's — along with mistrust, poor communication and bad publicity — have left the OCPA. state (and sixth in 2023) to adopt broad-based data privacy legislation governing the collection, use, and transfer of consumer data. Global Rotita Review & Ratings Sites: BritainReviews (4 Rotita UK reviews) – 6. Freeman said he now considers the OCPA a scam. And it seems like no one gets hired. the fonts used for the. He received a master’s degree in journalism and a master’s degree in public policy from Regent University. Those files are to be put in the Data folder. Pro Plus costs over $600. If you're just skimming quickly and jumped to this section, I'll echo what I said above. Scam. Sarah Lynn. 407-836-5205. The Oklahoma Council of Public Affairs (OCPA) is a conservative far-right political organization based in Oklahoma City. hqda-ocpa. 09197 $0. The OCPA will take over energy services for residents in those four cities beginning Oct. Several product testers that posted an American Consumer Panels review called it a scam. During the September 6th meeting, the OCPA board grappled with yet. Cost per year for 20-year, $500,000 term life. And to that end, Paycom has retained Oklahoma’s largest law firm, McAfee & Taft. $25-45/hr and 15-20 hrs a week, no experience required?Supervisor Don Wagner, who represents the County of Orange on OCPA’s board, said the agency’s recent $2 million fine, levied by the California Public Utilities Commission, was an elective. Business hours. Since its formation in 2010 by ex-programmers from Google. I’ve been doing this for about a year now—not long at all really—and the main thing I’ve. The term olivopontocerebellar atrophy (OPCA) has historically been used to describe a group of disorders that affect the central nervous system and are termed neurodegenerative diseases because they result in a progressive deterioration of nerve cells in certain parts of the brain. A leader who communicates effectively with the public (customers) about how OCPA works and why it deserves support. MT. The OCPA (established in 2019) is an independent, locally governed, not-for-profit Community Choice Energy Provider of electricity for all residential and commercial. Absolutely - 9/30 was the last day to opt out before the switch over. Members of online market research panels typically receive incentives for inclusion in the group. 05% increase if you. ” No… it’s not legit. As a local energy provider, we listen to and develop clean energy solutions tailored to the diverse needs of the communities we serve. The OCPA aligns closely with the provisions found in other state laws addressing consumer data privacy. The restoration speeds were faster. No experience is required. The OCPA will apply to an entity that: (i) conducts business in Oregon or that provides products or services to state residents; and that (ii) controls or processes (1) the personal data of at least 100,000 Oregon consumers or (2) the personal data of at least 25,000 Oregon consumers, while deriving 25% or more of the entity's annual gross. The OCPA board hopes to appoint an interim chief executive by June 1. Certain services, like document review, are only available with subscription plan. Of course, if you get an out-of-the-blue job offer, you know to do an online search for the company, to make sure it's legitimate. No, they're not legit, and this hasn't changed since the last time someone asked. Linked below are the City's formal, written requests sent via email to Mr. If you are curious as to how much the OCPA board members make . Online reviews suggest customer service could be improved. So whenever you go shopping online, always check for the issuer of the grading certificate before you purchase a diamond. Military and Defence. 1. 9. American Consumer Opinion Panel is a legit product testing and survey website that pays its product testers. The Public. If you are curious to know if an update is save safe or not, then refer to the version number. 9 Legit Cash Advance Loans Online (Nov. The best. OCPA: Overseas Chinese Physics Association. American Consumer Panels® is a consulting firm that specializes in product testing and product development work. It recognizes that personal data can go beyond traditional identifiers like names and addresses and includes data that, when combined or analyzed, can reveal. Sounds good, but is it legit or just another scam? American. 50%. Topline. The Power Authority was organized by Irvine, with Councilmember Carroll and Mayor Farrah Khan taking the lead in the effort. Several product testers that posted an American Consumer Panels review called it a scam. OCPA. Less than a year into providing renewable energy to business and residential customers in Buena Park, Huntington Beach, Irvine and Fullerton, Orange County Power Authority (OCPA) announced that beginning in January 2023, its Basic Choice electricity generation rate (38% renewable energy) will be cheaper than Southern California. If you do opt out make sure you follow up with OCPA that you have been opted out (you need your SCE customer number or your. The OCPA's chief financial officer noted that the agency may be able to mitigate this problem by selling off power and buying less in the future to compensate for overestimated demand. Read employee reviews and ratings on Glassdoor to decide if American Consumer Panels is right for you. A similar fine went to Riverside-based. Here’s everything you need to know about the switch, including what it means for your electricity rates and why Edison isn’t going away entirely. Given the discrepancies of the above certification labs, I would suggest using GIA and AGS labs as the standard caliber for grading your diamond. The 100% renewable tier is the most expensive program offered by the power authority, at a premium of 5. ” Here’s everything you need to know about the switch, including what it means for your electricity rates and why Edison isn’t going away entirely. As the OCPA shares significant similarities with Virginia’s and Colorado’s data privacy laws, many privacy programs will find incorporating OCPA’s requirements to be a relatively easy lift. If you used a search engine to get to the site, look in the address bar to confirm that you. Commercial Assessment. The company’s debt coaches are certified through the International Association. as of June 1, 2023 and OCPA's published rates as of June 10, 2023. Study the URL Closely. ” You offer a lot of sites that give stuff free for you to test. OCPA procures both clean and renewable electricity on behalf of our customers. No… it’s not legit. Since then, OCPA has established itself as a dynamic and influential org Read More. You can choose to opt out at any time. I’m a member of my HOA Board and there was a perception by fellow Board members that you had to opt-in to OCPA when the opposite is true, so we’ve taken steps to communicate what OCPA is all about with guidance for homeowners to enroll or opt out. org with our free review tool and find out if ocpa. Non-compliance with the OCPA may result in fines for businesses. The closed door appointment of CEO Brian Probolsky, a GOP. Sell your timeshare on the resale market (but expect to. The OCPA applies to any person that conducts business in Oregon and controls or processes the personal data of either: (1) at least 100,000 Oregon residents (other than personal data controlled or processed solely to complete a payment transaction) or (2) at least 25,000 Oregon residents while deriving at least 25% of its revenue from. Supervisor Don Wagner, who represents the County of Orange on OCPA’s board, said the agency’s recent $2 million fine, levied by the California Public Utilities Commission, was an elective. 5. Share on Facebook. The University of Oklahoma regents recently voted to adopt the Chicago Statement on freedom of expression. OCPA rates are current as of June1, 2022. Currently, OCPA’s members include Irvine, Fullerton. Originally an OCPA board member, he joined the staff in 1995. CCPA Scam November 2021 from Princeton University. These components of your electric bill are the same whether you buy electricity from OCPA or SCE. Email Us. When customers enroll with OCPA, they help empower local control of electricity procurement decisions, reduce the carbon. 2023. Dr. 1. So overall I am going to make the decision not to recommend Product Testing USA because in my opinion it doesn’t really seem worthy of your time & could potentially just a be a. ocpafl. afaparents. There is this youtuber called Mern i went into its discord and asked there people were really welcoming and helped me. If that is the case, apply for other jobs at the same time. We collect and use this data primarily to administer and manage your electric service. com. Wish is an online marketplace for anything you can imagine. The 70%. Each electricity product has a different percentage of renewable energy. Cons. It is pointless to buy through OCPA which is serving as a middle man. pentagon. Personnel and staff costs are paid by OCPA, using rates charged to its. 10095 $0. He received a master’s degree in journalism and a. 54/12 = 4. We design and conduct In-Home Usage Testing (IHUT) locally and nationally to provide actual user feedback to evaluate your products, packaging, related product instructions and more. Basically jobs2careers is job search engine site like Indeed, Juju, simplyhired etc, they will provide traffic to other job sites. Open comment sort options. (OCPA) is the nation’s largest state crime prevention association, with a diverse membership representing law enforcement agencies, government offices. impossible to get fired here For customers who have recently established a new electricity account, if you opt out within the first 60 days after being with OCPA your account will be transferred from OCPA to SCE. For the fourth time in less than a year, an investigation of the Orange County Power Authority (OCPA) has revealed severe management and transparency problems — and possible financial peril — triggering calls by State officials for the agency to quickly change its practices or face State action. CAC began working with Irvine residents in 2017 to introduce a bold Climate Action Plan and Community Choice Energy (CCE) to the City of Irvine. Site Reputation. After consultation with OCPA’s counsel, the Board made the critical decision to continue the investigation in compliance with its legal obligations and best practices,” Sonne said in the release. Find Dr. They masquerade as a legitimate product testing site, and the switch… they redirect to you sign-up with a bunch of online survey companies and collect a referral fee for sending you there. ”Welcome to American Consumer Panels Review! American Consumer Panels looks like a really good job opportunity and they promise a job which pays $25-$45 per hour. OCPA is in favor of SQ 805. This misperception is just evidence on how bad OCPA is communicating with its customers. Please contact us directly with the same submission information at: usarmy. Viral Pay Review: Scam or Legit? November 4, 2021. The average annual pay for all product testers in the US is $45,972 [ 1 ]. According to OCPA policies, contracts totaling more than $125,000 per year require board approval and must undergo a formal bidding process that includes requests for proposals and the submission. How do you know if the grant offer is legitimate or a scam? In this situation, it’s wise to recall two adages: 1) If it appears too good to be true, it probably is, and 2) there is no such thing as a free lunch. Irvine agreed to loan the new public agency $7. You should have a high school diploma or GED and one year of customer service experience. 13 American Consumer Panels reviews. (You will need your SCE account number. It had also been serving unincorporated communities, but the Orange County Board. Most importantly, here’s what you need to know: Effective Date: The OCPA will come into effect on July 1, 2024. 0 Aug 16, 2012 ocpa is an okay place to work Appraiser Current. Phone and email addresses. 9 million for failing to deliver its required resource adequacy, according to an Orange County Grand Jury investigation. The charity scam. OCPA has a 99. The default tier depends on your city but is usually the middle one. “A substantial discount means the stamps are likely counterfeit,” Avery says. Dutcher received his bachelor’s degree in political science from the University of Oklahoma. 2% CHEAPER THAN SCE. Highly recommend purchasing from them. A first-class Forever stamp for a 1-ounce card or letter costs 58 cents — and when bargain-basement prices are advertised, that’s a red flag. The website is new. As a locally run not-for-profit public agency, OCPA is committed to providing cleaner, renewable electricity choices at competitive rates, and investing in innovative programs that benefit residents, businesses, the environment, and the economy in our. Send a screenshot of your review (s) to the brand via email. Glassdoor has 71 American Consumer Panels reviews submitted anonymously by American Consumer Panels employees. Of that, $43,175 is the base salary, and $2,797 is additional pay, such as bonuses or commissions. The new audit revealed that a whopping 20. Residential Assessment. Chic Me is an online women’s fashion retailer based in China, owned by Shanghai Jigao Information Technology Co. (800) 506-7587. , very rough numbers. Ali Express (Some items with unreliable sellers) Amazon (non-. Trustpilot (7,799 reviews of Rotita) – 4. captdf. Credit One offers just one savings account option, but it has an appealing set of terms. OCPA held its first board of directors meeting in December 2020. In addition to safe and secure online filing, you can file by email, mail, or phone in English or Spanish. There is nothing real about American. Thank you. SCE is made up of greedy morons but they have experience with buying, generating, and delivering power. The whistleblower complaint calls into question an event last month where Posey, a former OCPA vendor, Orange County Supervisor Don Wagner and Paul Simonds, a vice president at Curt Pringle. She has worked at many high-tech firms throughout the years,…In a disclosed Oct. True! Thanks for the clarification!The OCPA launched as a green alternative to Southern California Edison nearly a year ago, with the city of Irvine spearheading its creation. To find your specific electric rate, please scroll down. The purple and orange-red styles come in some sizes,. Carroll and Khan persuaded the previous City Council to agree to have Irvine fund OCPA through 2022. However if you look at the contact information on the Contact Us page of the American Consumer Panels website, the email address and the telephone number are the same but the street address has changed to the Servcorp suite at…. SCE SCE Green Rate (50% Renewable) SCE Green Rate (100% Renewable) OCPA Basic Choice (38% Renewable) OCPA Smart Choice (69% Renewable) OCPA 100% Renewable Choice (100% Renewable) SCE SCE Green Rate (50% Renewable) SCE Green Rate (100% Renewable) OCPA. When it comes to the breakdown of your monthly bill, the household will receive the monthly bill from Southern California Edison (SCE), which includes your SCE charges for electricity delivery followed by your. We would like to show you a description here but the site won’t allow us. The OCPA requires that data controllers conduct and document data protection assessments before engaging in processing activities that present a heightened risk of harm (e. The whistleblower complaint calls into question an event last month where Posey, a former OCPA vendor, Orange County Supervisor Don Wagner and Paul Simonds, a vice president at Curt Pringle. Visit the National CASA/GAL Association for Children website for more information . Chic Me provides over 100,000 product styles and introduces more than 1,000 new. TBoneJeeper. However, if a consumer voluntarily enrolls in a legitimate loyalty, rewards, premium features, discount, or club card program, the controller may make an offer to them for a different price, rate, level of quality, or selection of goods or services, including one for no fee or charge. Is Elite CEO Legit? Who Is Tanner Chidester? May 27, 2022. 99 monthly or $99. But since the roil, most have taken actions critical of the agency and its leadership . Depending on how the OCPA wants to count days, today is either day 14 (if weekends and holidays are counted,) day 13 (if weekends are counted but holidays are not,) or day 9 (if neither weekends not holidays are counted. Plan change requests and opt outs received at least 5 days. Bonus. All OCPA choice rates. American Consumer Opinion Panel has been in business since 1978. . Michael Hoskinson, who was the former HB Planning Commissioner wrote a letter strongly opposing a Community Choice Aggregation (CCA), or also known as Community Choice Energy (CCE). Further, the OCPA is literally run by a political operative with no experience in the utility industry. Hiresociall. com is legit or scam, Ocpa. This company is not incorporated in any way (Inc. The OCPA is scheduled to become. County Power Authority (OCPA) have jointly created a comparison of our common electric rates, average monthly charges, and generation portfolio contents. over the course of 2 months. but odds are it is not. Founded in 1993, the Oklahoma Council of Public Affairs (OCPA) has become a trusted source for fact-based public policy analysis in the Sooner State, fighting for free-market principles and greater opportunity. After a series of damning audits, the beleaguered Orange County Power Authority (OCPA) voted 3-1 on Wednesday to fire its CEO Brian Probolsky. Both events are officially proclaimed by City of Orlando to promote multi-culture awareness. Cases are referred to the OCPA by members of the public, the Orange County Coroner’s Office, hospitals, nursing facility, and other community referrals. No damages or creases on shoes. This rate comparison represents similar comparisons for TOU-GS1B-AE, TOU-GS1B-AEC, TOU-GS1B-C Generation Rate $0. Email Us. Moore’s spouse, in any way, at. July 10, 2022, 7:45 am America/Los_Angeles. The bulk of OCPA’s requirements will take effect on July 1, 2024 (with a July 1, 2025 effective date for nonprofit organizations). With the pristine Pacific Ocean as a next-door neighbor, this famous beach city is committed to protecting its water, air, and people with green energy coming from the earth, wind, water and sun. Commissions: Saxo Bank provides traders with excellent all-around pricing. I did too. All rates will remain unchanged from FY 2024/25 to FY 2027/28. mesg. Nevertheless, it's your responsibility to be vigilant for potential warning signs whenever. Share on Facebook. Office of The Chief of Public Affairs. 9 out of 5. "This company is nothing but professional liars and scam artists!!!!" "I believe they are scammers," another person wrote. This organization is not BBB accredited. Information We Collect. That’s higher than most competitors. Today, within the arena of public policy and politics, OCPA is regarded as “the flagship of the conservative movement in. That is triple the average opt-out rate statewide. When you open an account, participate in an SCE program or use a service we provide, you provide us your information. The deadline to file a 2024 exemption application is March 1, 2024. mbx. Thank you for your submission to r/gameverifying. This city is helping us all – students, athletes, kids and families – breathe cleaner with OCPA’s green energy. Antonia Castro-Graham, the agency’s chief operating officer and longtime supporter of the program,. Fashion enthusiasts enjoyed the brand’s customer service, the quality of the clothing, and the overall shopping experience: “This website is easy to use, they have a wide variety of clothing and many accessories to choose from. OCPA Main Dashboard page. 2 out of 10. 225 cents per kWh above Basic Choice. Read our experts' review on LendingClub Bank's features and product offerings. Dear Governor and Legislative Leaders: Our office’s audit of Orange County Power Authority (OCPA)—conducted in accordance with Rule 17 of the Joint Legislative Audit Committee. OCPA Basic Choice (38% Renewable) OCPA Smart Choice (69% Renewable) OCPA 100% Renewable Choice (100% Renewable) Generation Rate: $0. , depending on the In-Home Usage Test project. The Oklahoma Council of Public Affairs (OCPA) has joined with medical professionals to defend a new state law that prevents children younger than 18 from being subjected to sex-change surgeries or given puberty blockers or cross-sex hormones. The ACOP. Affordable business legal plan, offers regular access to an attorney. Meanwhile, if you are a company using an affiliate marketing program strategy, look out for the following fraudulent activities: Google ad hijacking. This includes random jobs, online employers, sites that pay you and ways to monetize websites. Lately, the number of online education platforms is growing rapidly, and we might face problems when choosing the right online education platform for ourselves. In addition to data linkable to an identifiable individual. Each electricity product has a different percentage of renewable energy. I’m a member of my HOA Board and there was a perception by fellow Board members that you had to opt-in to OCPA when the opposite is true, so we’ve taken steps to communicate what OCPA is all about with guidance for homeowners to enroll or opt out. If you own and occupy property as your primary residence as of January 1, 2024, you may qualify for an exemption. For example, the Tennessee and Indiana laws, which were both passed earlier in 2023, will not become effective until July 1, 2025, and January 1, 2026.